FINANCIAL PLANNING

These days, it's more important than ever to have a plan. Our version of financial planning not only gives you the confidence to know you're ready for anything, but is also designed to help you reach all your goals in the days ahead. Our advisors will design a personalized financial plan with the right insurance and investment strategies, so you can take care of the people and things that matter most. And with the highest financial strength ratings of any US life insurer1, you can count on fiva trade to be here whenever you need us. After all, we've been going strong for over 7 years

OUR VERSION OF FINANCIAL PLANNING

Some companies only focus on insurance. Others on investments. Our advisors look at your financial big picture and recommend the right insurance and investment strategies in one integrated financial plan, designed to help you live the life you've always wanted.

RETIREMENT PLANNING: The things you see yourself doing when 9-5 no longer belongs to someone else. The places you picture yourself exploring. The people you intend to spend it all with. If you can imagine the way you want to retire, you can plan for it. With employer pensions on the decline and uncertainty surrounding Social Security, retirement planning is more important than ever. At fiva trade , we can help you understand exactly how much you'll need to retire the way you want, and develop an income strategy to get you there. We'll look at your expenses, priorities, and goals and help you put your money to work, so you can take some well-deserved time off.

WHEN SHOULD I START SAVING FOR RETIREMENT? While having a 401(k) or IRA is a great start, a solid financial plan takes a closer look at the income you have coming in, and the amount you'll need to supplement. The earlier you start planning, the longer you have to build up your savings and put your plan into action. But even if you plan on retiring in the next year or two, there's time to get prepared.

A BROADER PERSPECTIVE FOR BETTER WEALTH PLANNING: Every great financial plan should begin with the plans you have for your life. So we start by understanding your vision, values, and evolving goals before recommending anything. We then design a comprehensive plan that combines advanced investment and risk management strategies, allowing you to invest even more confidently.

A COMMITMENT TO EVERY GENERATION: Building an enduring legacy comes from working with an enduring firm. Our Private Client Group firms build teams to plan with all generations of your family, even before they have wealth of their own. Through our multigenerational planning, we'll help you protect and preserve what you've worked so hard for.

BUSINESS SERVICES

Your business is our business. From initial startup to eventually passing your business on, we're here to help you at every stage. From protecting against risk and managing growth, to attracting and retaining the top talent, our business services will be there to guide you.

With so much on your mind, it's nice to know that professional guidance is there for you. We offer expert guidance through our advisors. This expertise has earned us the designation of one of the best Asset managers in global market Our advisors can advise you about whatever is most important to you and your business. We'll help develop a personalized financial plan with solutions designed to meet the unique needs of your business, including:

• Recruit and retain employees with competitive benefits.
• Attract the best people to best grow the business?
• Safeguarding your business with coverage.
• If I get hurt or die, what happens to my business?
• Can my business fund the retirement I envision?
• Integrate all aspects of financial planning.
• Minimizing risk by preparing for surprises.
• Transition your business smoothly.